USER AGREEMENT

This site is meant for XPO, Inc., employees and their families. By using the site, you are verifying that you are an XPO employee or the spouse or dependent of an XPO employee.

For those employees represented by a union, all the items, statements, terms and conditions referred to in this website are subject to collective bargaining and will be negotiated with your union. To the extent that different terms and conditions are agreed upon and included in a collective bargaining agreement, those terms supersede the terms contained in this website and will govern your terms of employment. If any of the items, statements, terms and conditions referred to in this website conflict with applicable law, such applicable law shall supersede and shall govern.

The company reserves the right to revise or delete this program, the plans or any benefits described here. If there is any discrepancy between the information included here and the official Plan Documents or contracts, the official document or contracts will decide plan provisions and how benefits are paid. The program, plans and benefit provision do not create a contract of employment, expressed or implied. Notwithstanding any provision on this website, employment is at-will employment, unless a written agreement states otherwise.

Enrollment : Changing Your Benefits

Changing
Your Benefits

Changing Your Benefits

You can only make changes to certain pre-tax benefits (see below) during the year if you experience a Qualifying Event based on Internal Revenue Code (IRC) regulations and as defined in the XPO Benefits Plan Summary Plan Description (SPD). If you experience a Qualifying Event during the year, you can make changes appropriate for the type of life event within 45 days of the event date. Visit myXPO or call the XPO Benefit Center to make changes or access your XPO SPD.

Pre-Tax Benefits

Under IRC Section 125, your contributions for the following benefits are deducted from your pay on a pre-tax basis. Because of the tax advantage, you can only make changes during the year due to a Qualifying Event. (There are other pre-tax benefits that you can change anytime, such as HSA and 401(k) contributions.)

  • Medical Benefits
  • Dental Benefits
  • Vision Benefits
  • Short-Term Disability Buy-up
  • Health Care Flexible Spending Account
  • Dependent Day Care Flexible Spending Account
  • Commuter Spending Account

Post-Tax Benefits

You can make changes to your post-tax benefits at any time during the year since your contributions for these benefits are deducted from your pay after taxes are calculated. Post-tax benefits include:

  • Supplemental Life Insurance for yourself, your spouse and children
  • Supplemental Accidental Death and Personal Loss Insurance for yourself, your spouse and children

Please keep in mind that changes to the post-tax benefits listed above may require Evidence of Insurability (EOI).

Connect with Benefits

XPO Benefit Center

Call Us

855.376.7276
Press 1 for English
Press 2 for Spanish

Hours

Monday through Friday
M-F: 8am - 8pm Eastern Time

BSWIFT
MYXPO
For those employees represented by a union, all the items, statements, terms and conditions referred to in this website are subject to collective bargaining and will be negotiated with your union. To the extent that different terms and conditions are agreed upon and included in a collective bargaining agreement, those terms supersede the terms contained in this website and will govern your terms of employment. If any of the items, statements, terms and conditions referred to in this website conflict with applicable law, such applicable law shall supersede and shall govern. The company reserves the right to revise or delete this program, the plans or any benefits described here. If there is any discrepancy between the information included here and the official Plan Documents or contracts, the official document or contracts will decide plan provisions and how benefits are paid. The program, plans and benefit provision do not create a contract of employment, expressed or implied. Notwithstanding any provision on this website, employment is at-will employment, unless a written agreement states otherwise.

USER AGREEMENT

This site is meant for XPO, Inc., employees and their families. By using the site, you are verifying that you are an XPO employee or the spouse or dependent of an XPO employee.

For those employees represented by a union, all the items, statements, terms and conditions referred to in this website are subject to collective bargaining and will be negotiated with your union. To the extent that different terms and conditions are agreed upon and included in a collective bargaining agreement, those terms supersede the terms contained in this website and will govern your terms of employment. If any of the items, statements, terms and conditions referred to in this website conflict with applicable law, such applicable law shall supersede and shall govern.

The company reserves the right to revise or delete this program, the plans or any benefits described here. If there is any discrepancy between the information included here and the official Plan Documents or contracts, the official document or contracts will decide plan provisions and how benefits are paid. The program, plans and benefit provision do not create a contract of employment, expressed or implied. Notwithstanding any provision on this website, employment is at-will employment, unless a written agreement states otherwise.