Open Enrollment Dates
Held each November, Open Enrollment gives you an opportunity to review and change your benefit coverage for the following year, with changes going into effect January 1.
Outside of Open Enrollment, you have 45 days to enroll as a new employee or make changes related to a Qualifying Event.
- Click here if you want to enroll as a new employee.
- Click here if you need to make changes during the year.
You can choose coverage under these plans:
Review All Benefit Changes for 2024
Find all the changes for 2024 here.
Review your 2024 Benefit Guide
Find your 2024 Benefit Guide here.
Invest a Little Time in Understanding Your Benefits
Life at XPO can be pretty busy, but if you can invest a little time in learning about your benefits or testing what you think you know, we think you’ll find it’s time well spent.
- Watch the short videos we put together for you.
- Think about your benefit needs for next year.
- Think about your family’s benefit needs.
- Challenge your assumptions about why you choose your current benefit options.
- Are you taking advantage of tax-saving opportunities?
- Check out other tools and resources, like the interactive medical plan comparison tool on myXPO.
Confirm Coverage for Your Dependents
Go to myXPO or speak with an XPO Benefit Center representative to review your dependents’ coverage and update personal information. Remember, if you are adding a dependent, you will be asked to verify dependent eligibility with documentation and provide the dependent’s Social Security Number. You will have 60 days to provide documentation.
XPO conducts random audits of covered dependents of employees. Employees covering dependents who were not previously verified will be asked to provide proof of eligibility within 60 days of the request. It is very important that you ensure the dependents you are covering are eligible and remove coverage for any ineligible dependents during Open Enrollment.
Any dependent found to be ineligible for coverage as a result of a random dependent verification audit will have coverage canceled.
Confirm Your Beneficiary Information
Enrollment is a good time to review your beneficiary designations and update them, if necessary. You can do this while enrolling online at myXPO or by calling the XPO Benefit Center.
Confirm Your Tobacco User Status
Each year during Open Enrollment, we ask you to verify your tobacco user status. If you or your covered spouse uses tobacco, you pay an extra $100 per month for medical coverage. If you are or your covered spouse is a former tobacco user (e.g., you completed an approved tobacco cessation program in the past and had the surcharge removed), your status will roll over year to year automatically.
Learn more here.