USER AGREEMENT

This site is meant for XPO, Inc., employees and their families. By using the site, you are verifying that you are an XPO employee or the spouse or dependent of an XPO employee.

For those employees represented by a union, all the items, statements, terms and conditions referred to in this website are subject to collective bargaining and will be negotiated with your union. To the extent that different terms and conditions are agreed upon and included in a collective bargaining agreement, those terms supersede the terms contained in this website and will govern your terms of employment. If any of the items, statements, terms and conditions referred to in this website conflict with applicable law, such applicable law shall supersede and shall govern.

The company reserves the right to revise or delete this program, the plans or any benefits described here. If there is any discrepancy between the information included here and the official Plan Documents or contracts, the official document or contracts will decide plan provisions and how benefits are paid. The program, plans and benefit provision do not create a contract of employment, expressed or implied. Notwithstanding any provision on this website, employment is at-will employment, unless a written agreement states otherwise.

Health : Cost of Coverage

Cost of
Coverage

MEDICAL, DENTAL AND VISION PLAN RATES

You and XPO share the cost of medical and dental coverage. You pay the total cost for vision coverage. You’ll find benefit cost information on myXPO under Your Benefits.

 

About Cost-Sharing

You and XPO share the cost of medical coverage. For medical coverage, your share of the cost is determined by the coverage level you elect, your employment status (for example, hourly or salary) and business unit. You’ll find benefit cost information on myXPO under Your Benefits.

SURCHARGES

Tobacco Surcharge

If you or your covered spouse uses tobacco, you must pay a tobacco surcharge of $100 per month in addition to the medical plan cost. Learn how you can avoid the tobacco surcharge here.

Spousal Surcharge

If your spouse has coverage available through his or her employer and you choose to cover your spouse under your XPO medical plan, you must pay a monthly spousal surcharge of $151.66. The surcharge applies if your spouse:

  • Is employed
  • Is offered medical coverage through his or her employer
  • Declines medical coverage from his or her employer
  • Enrolls in XPO medical coverage

You will not have to pay the surcharge if your spouse enrolls in medical coverage through his or her employer and is also covered as an eligible dependent under your XPO coverage.

CONTACTS

Anthem

Provider for medical, health coaching, tobacco cessation, Future Moms and more

Connect with Benefits

XPO Benefit Center

Call Us

855.376.7276
Press 1 for English
Press 2 for Spanish

Hours

Monday through Friday
M-F: 8am - 8pm Eastern Time

BSWIFT
MYXPO
For those employees represented by a union, all the items, statements, terms and conditions referred to in this website are subject to collective bargaining and will be negotiated with your union. To the extent that different terms and conditions are agreed upon and included in a collective bargaining agreement, those terms supersede the terms contained in this website and will govern your terms of employment. If any of the items, statements, terms and conditions referred to in this website conflict with applicable law, such applicable law shall supersede and shall govern. The company reserves the right to revise or delete this program, the plans or any benefits described here. If there is any discrepancy between the information included here and the official Plan Documents or contracts, the official document or contracts will decide plan provisions and how benefits are paid. The program, plans and benefit provision do not create a contract of employment, expressed or implied. Notwithstanding any provision on this website, employment is at-will employment, unless a written agreement states otherwise.

USER AGREEMENT

This site is meant for XPO, Inc., employees and their families. By using the site, you are verifying that you are an XPO employee or the spouse or dependent of an XPO employee.

For those employees represented by a union, all the items, statements, terms and conditions referred to in this website are subject to collective bargaining and will be negotiated with your union. To the extent that different terms and conditions are agreed upon and included in a collective bargaining agreement, those terms supersede the terms contained in this website and will govern your terms of employment. If any of the items, statements, terms and conditions referred to in this website conflict with applicable law, such applicable law shall supersede and shall govern.

The company reserves the right to revise or delete this program, the plans or any benefits described here. If there is any discrepancy between the information included here and the official Plan Documents or contracts, the official document or contracts will decide plan provisions and how benefits are paid. The program, plans and benefit provision do not create a contract of employment, expressed or implied. Notwithstanding any provision on this website, employment is at-will employment, unless a written agreement states otherwise.