MEDICAL, DENTAL AND VISION PLAN RATES
You and XPO share the cost of medical and dental coverage. You pay the total cost for vision coverage. You’ll find benefit cost information on myXPO under My Benefits.
You and XPO share the cost of medical coverage. For medical coverage, your share of the cost is determined by the coverage level you elect, your employment status (for example, hourly or salary) and business unit. You’ll find benefit cost information on myXPO under My Benefits.
If you or your covered spouse uses tobacco, you must pay a tobacco surcharge of $100 per month in addition to the medical plan cost. Learn how you can avoid the tobacco surcharge here.
If your spouse has coverage available through his or her employer and you choose to cover your spouse under your XPO medical plan, you must pay a monthly spousal surcharge of $151.66. The surcharge applies if your spouse:
- Is employed
- Is offered medical coverage through his or her employer
- Declines medical coverage from his or her employer
- Enrolls in XPO medical coverage
You will not have to pay the surcharge if your spouse enrolls in medical coverage through his or her employer and is also covered as an eligible dependent under your XPO coverage.