• As a new employee at XPO, you have 45 days to enroll. Coverage is effective on your date of hire.
• If you have a Qualifying Event during the year, you can make changes within 45 days of that event.
• Current employees will have the option to enroll each fall.

To enroll online, log in to myXPO (see link in CONNECT WITH BENEFITS at the bottom of this page) and click XPO Benefit Center. You can also enroll by phone by contacting the XPO Benefit Center.

You can confirm your enrollment has been processed online when you click CHECKOUT. Please print a confirmation statement for your records.

Your new hire and Open Enrollment elections will remain in effect for the year. However, if you experience a Qualifying Event during the year, you will have the option to make changes to certain pre-tax benefits appropriate for the type of life event. Changes from a Qualifying Event must be made within 45 days from the event date through myXPO or by calling the XPO Benefit Center.

See Changing Your Benefits for more information.

If your enrollment window is still open, you can go back to myXPO and change your elections online. After your window has closed, you would need a Qualifying Event to make a change until the next Open Enrollment period.

If you don’t enroll within 45 days of your date of hire, you will automatically be enrolled in:

• NO MEDICAL COVERAGE
• Short-Term Disability Insurance
• Long-Term Disability Insurance
• Basic Life Insurance