USER AGREEMENT

This site is meant for XPO, Inc., employees and their families. By using the site, you are verifying that you are an XPO employee or the spouse or dependent of an XPO employee.

For those employees represented by a union, all the items, statements, terms and conditions referred to in this website are subject to collective bargaining and will be negotiated with your union. To the extent that different terms and conditions are agreed upon and included in a collective bargaining agreement, those terms supersede the terms contained in this website and will govern your terms of employment. If any of the items, statements, terms and conditions referred to in this website conflict with applicable law, such applicable law shall supersede and shall govern.

The company reserves the right to revise or delete this program, the plans or any benefits described here. If there is any discrepancy between the information included here and the official Plan Documents or contracts, the official document or contracts will decide plan provisions and how benefits are paid. The program, plans and benefit provision do not create a contract of employment, expressed or implied. Notwithstanding any provision on this website, employment is at-will employment, unless a written agreement states otherwise.

Life & Disability : Disability Coverage

Disability
Coverage

Disability Coverage

Short-Term Disability Insurance

As an XPO employee, you receive Short-Term Disability (STD) Insurance at no cost to you. You have the option to buy additional STD Insurance to provide financial protection in the event you are not able to work due to an extended illness or injury.

For more information, visit myXPO and view Your Benefits.

Long-Term Disability Insurance

Long-Term Disability (LTD) Insurance provides financial protection if you are not able to work due to an extended illness or injury. XPO provides Basic LTD Insurance at no cost to you. Basic LTD replaces 50% of your eligible annual pay for a coverage period of up to three years.

You are automatically enrolled in Supplemental LTD coverage, which provides 60% income replacement (up to plan limits) and extends the coverage period to at least age 65. You can opt out of this coverage during your enrollment window.

For more information, visit myXPO and view Your Benefits.

Automatic LTD Buy-up Coverage

XPO believes in the value of Long-Term Disability (LTD) insurance. We’ve teamed up with our LTD insurance carrier to give you an easy and tax-effective way to increase your income protection coverage. However, you can opt out of this employee-paid option during Open Enrollment, but please consider how important this valuable coverage is to you and your family before making a decision.

Cost of Coverage

Basic Disability coverage is provided at no cost to you. For more information about cost, visit myXPO and view Your Benefits.

CONTACTS

Matrix

Provider for Short-Term Disability, Long-Term Disability and Leave of Absence

Connect with Benefits

XPO Benefit Center

Call Us

855.376.7276
Press 1 for English
Press 2 for Spanish

Hours

Monday through Friday
M-F: 8am - 8pm Eastern Time

BSWIFT
MYXPO
For those employees represented by a union, all the items, statements, terms and conditions referred to in this website are subject to collective bargaining and will be negotiated with your union. To the extent that different terms and conditions are agreed upon and included in a collective bargaining agreement, those terms supersede the terms contained in this website and will govern your terms of employment. If any of the items, statements, terms and conditions referred to in this website conflict with applicable law, such applicable law shall supersede and shall govern. The company reserves the right to revise or delete this program, the plans or any benefits described here. If there is any discrepancy between the information included here and the official Plan Documents or contracts, the official document or contracts will decide plan provisions and how benefits are paid. The program, plans and benefit provision do not create a contract of employment, expressed or implied. Notwithstanding any provision on this website, employment is at-will employment, unless a written agreement states otherwise.

USER AGREEMENT

This site is meant for XPO, Inc., employees and their families. By using the site, you are verifying that you are an XPO employee or the spouse or dependent of an XPO employee.

For those employees represented by a union, all the items, statements, terms and conditions referred to in this website are subject to collective bargaining and will be negotiated with your union. To the extent that different terms and conditions are agreed upon and included in a collective bargaining agreement, those terms supersede the terms contained in this website and will govern your terms of employment. If any of the items, statements, terms and conditions referred to in this website conflict with applicable law, such applicable law shall supersede and shall govern.

The company reserves the right to revise or delete this program, the plans or any benefits described here. If there is any discrepancy between the information included here and the official Plan Documents or contracts, the official document or contracts will decide plan provisions and how benefits are paid. The program, plans and benefit provision do not create a contract of employment, expressed or implied. Notwithstanding any provision on this website, employment is at-will employment, unless a written agreement states otherwise.