HSA Contributions

HSA Contribution Minimum

If you like the convenience of contributing to your Health Savings Account (HSA) through payroll deductions, you’ll need to contribute a minimum of $500 for the year.

You Can Save More on Taxes

HSA contribution limits are set by the IRS each year. The amount you may contribute is triple-tax protected and depends on which HSA option you elect, whether XPO contributes, the coverage level you choose and your age.

 Under Age 55Age 55 or Older
HSA PlusEmployee OnlyEmployee + 1 or MoreEmployee OnlyEmployee + 1 or More
2021 IRS Limit$3,600$7,200$4,600$8,200
XPO Contribution$500$1,000$500$1,000
Your Contribution$3,100$6,200$4,100$7,200
Basic HSAEmployee OnlyEmployee + 1 or MoreEmployee OnlyEmployee + 1 or More
2021 IRS Limit$3,600$7,200$4,600$8,200
XPO Contribution$0$0$0$0
Your Contribution
$3,600$7,200$4,600$8,200