If you like the convenience of contributing to your Health Savings Account (HSA) through payroll deductions, you’ll need to contribute a minimum of $500 for the year.
HSA contribution limits are set by the IRS each year. The amount you may contribute is triple-tax protected and depends on which HSA option you elect, whether XPO contributes, the coverage level you choose and your age. If you begin participation during the year, the amount XPO contributes is prorated based on your date of hire or Qualifying Event.
| Under Age 55 | Age 55 or Older | |||
|---|---|---|---|---|
| HSA Plus | Employee Only | Employee + 1 or More | Employee Only | Employee + 1 or More |
| 2023 IRS Limit | $3,850 | $7,750 | $4,850 | $8,750 |
| XPO Contribution (prorated) | $500 | $1,000 | $500 | $1,000 |
| Your Contribution | $3,350 | $6,750 | $4,350 | $7,750 |
| Basic HSA | Employee Only | Employee + 1 or More | Employee Only | Employee + 1 or More |
| 2023 IRS Limit | $3,850 | $7,750 | $4,850 | $8,750 |
| XPO Contribution | $0 | $0 | $0 | $0 |
| Your Contribution | $3,850 | $7,750 | $4,850 | $8,750 |
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