Can I use the HSA for my spouse and children if they are not covered under my plan?

Yes, for eligible health care expenses only if they are enrolled in another qualified high deductible medical plan. For your children, you can only use your HSA to cover their eligible expenses if you can claim them as a dependent on your federal tax return (you can still cover eligible children up to age 26 under your medical plan, regardless of tax dependent status).

Can I use the HSA for my spouse and children if they are not covered under my plan?

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