Commuter Spending Account

Commuter Spending Account

The Commuter Spending Account (CSA) lets you set aside pre-tax dollars to pay eligible mass transit and/or parking expenses. The program, administered by PayFlex, offers the convenience of automatic payroll contributions and a commuter card. You can enroll in, change or stop participating in commuter accounts at any time through the myXPO or by calling the XPO Benefit Center. (Family members are not eligible.)

Contribution limits are set by the IRS each year. The 2023 limits are:

  • $300 per month for transit expenses
  • $300 per month for parking expenses

If you enroll, you will receive a debit card you can use to pay for eligible expenses. Keep in mind:

  • You must use the debit card for all transit expenses. The card can only be used at authorized transit authorities, kiosks, vending machines and designated retail locations that sell only transit media. It cannot be used at gift shops, newsstands or pharmacies that sell other products.
  • Where possible, use the card for parking expenses. If the card is not accepted, you can pay out of pocket and file a claim for reimbursement.

Thinking of enrolling in 2023? Check out this Commuter Spending Account video from our partner PayFlex.
Watch the video