If I change from Individual to Employee + One or More coverage during the current quarter, how is my quarterly contribution determined?

XPO’s contribution will be based on your coverage level and HSA enrollment status on the first day of the calendar quarter, and again on the first day of the third quarter. In this case, you will receive:

  • $125 (1/4 of $500) in the current quarter and
  • $250 (1⁄4 of $1,000) in the following quarter since you had Employee + One or More coverage on the first day of that quarter.