Long Term Disability Insurance

Long-Term Disability Insurance

Long-Term Disability (LTD) Insurance provides financial protection if you are not able to work due to an extended illness or injury. XPO provides Basic LTD Insurance at no cost to you. Basic LTD replaces 50% of your eligible annual pay for a coverage period of up to three years.

You are automatically enrolled in Supplemental LTD coverage, which provides 60% income replacement (up to plan limits) and extends the coverage period to at least age 65. You can opt out of this coverage during your enrollment window.

For more information, visit myXPO and view My Benefits.