I understand that over-the-counter (OTC) medications are only covered under the Health Care FSA with a doctor’s prescription. Since the pharmacy does not require a prescription to purchase OTC medications, how can I claim reimbursement?

When you purchase your OTC medication, include your receipt as well as the doctor’s prescription for that item when you submit your FSA claim. Remember that only certain items require a doctor’s prescription, and you can still submit expenses for supplies such as crutches, bandages and blood sugar test kits without a prescription.