Page 17 - XPO 2020 Open Enrollment Guide
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  INCOME PROTECTION
SIMPLE. XPO provides basic coverage. You can buy more to protect your income in case something unexpected happens.
Life
As an XPO employee, you receive Basic Life Insurance at no cost to you. You have the option to buy Supplemental Life Insurance for yourself, your spouse and children through The Hartford. Depending on your election, you may need to provide Evidence of Insurability (or proof of good health). You must have at least one eligible child dependent on file to elect Child Life.
Accidental Death and Personal Loss
You have the option to buy Supplemental Accidental Death and Personal Loss (AD&PL) Insurance for yourself, your spouse and children.
Disability
Short-Term Disability
As an XPO employee, you receive Short-Term Disability Insurance at no cost to you. You have the option to buy supplemental Short-Term Disability Insurance to provide additional financial protection in the event you are not able to work due to an extended illness or injury.
Long-Term Disability
As an XPO employee, you receive Long-Term Disability Insurance at no cost to you. You have the option to buy supplemental Long-Term Disability Insurance to provide additional financial protection in the event you are not able to work due to an extended illness or injury. If you previously waived coverage, you will be required to submit Evidence of Insurability during this Open Enrollment period.
Want details? Visit the myXPO Portal and click on the Your Benefits link.
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